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• ONE OF THE LOWEST APR'S AVAILABLE
  Start with a low introductory APR of only 3.9%, one of the lowest in the market.   See brochure for details on this exciting offer.

• CONSOLIDATE YOUR BILLS AND SAVE
  Transfer outstanding balances from other credit cards to your Platimum VisaŽ account and save as you pay back your balances with your new low APR.  There are no transfer fees.

• A CREDIT LINE UP TO $50,000
  Enjoy the purchasing power and financial flexibility you deserve with a generous credit line up to $50,000.

• PLUS, TAKE ADVANTAGE OF:
  Fast Cash at over 361,000 financial instutions and 250,000 ATM's worldwide.
  24-hour Dedicated Cardmember Service
  $1,000,000 Travel Accident Insurance

• FREE YEAR-END SUMMARY OF CHARGES.
  Categorized by type of purchase to help simplify your bookkeeping.